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The recent national regulation of personal funds new policy

Released Date: Feb 18,2022 Article Source: HUANZE
With the development of economy, the country has become more and more strict on tax regulation. Therefore, enterprises must pay less tax in the process of operation in a legal and reasonable way, otherwise it will bring great tax risks to the enterprises themselves.

With the development of economy, the country has become more and more strict on tax regulation. Therefore, enterprises must pay less tax in the process of operation in a legal and reasonable way, otherwise it will bring great tax risks to the enterprises themselves.

Recently, the central bank issued two policies, which have a great regulatory effect on the taxation of enterprises.

First,2022years3month1From now on, wechat Pay Alipay personal collection code will not be used as business collection

Nowadays, mobile payment has become a kind of living habit. It is widely seen that we use wechat and Alipay to receive and pay in our life and work. Many merchants will use this way to complete transactions.

The People's Bank of China issued the Notice of the People's Bank of China on Strengthening the Management of Payment Acceptance Terminals and Related Services (silver hair [2021:259A notice containing: 

1Limited personal collection code remote collection (collection code line face to face is not disabled).

Remote collection: personal collection code download screensaver saved, and then uploaded to the Internet, rent and sell to other people collection, this is called remote collection, the future of personal collection code probability is no longer a print lifetime collection characteristics, it has become a dynamic collection code, more than a certain collection times need to be generated.

2Personal collection code shall not be used for business collection.

3) The collection bar code shall formulate a classified management system to distinguish between individuals and specially contracted merchants, and those with business activities shall be included in the scope of specially contracted merchants;

To a certain extent, the document strengthens payment supervision and online management of merchants, which can largely avoid the occurrence of illegal behaviors. Enterprises are required to reasonably comply with regulations and evade tax evasion. 

Ii.3month1From today on, individuals can withdraw cash5More than ten thousand need to register the source of funds or purposes!

The People's Bank of China, the China Banking and Insurance Regulatory Commission and the China Securities Regulatory Commission jointly issued the "Measures for the Management of Customer Due Diligence, Customer Identity Data and Transaction Records Preservation of Financial Institutions", which has been published since2022years3month1As of today.

1 ) Individual handling of a single pen5In case of cash deposit and withdrawal of more than RMB 10,000 yuan, the client shall be identified and verified, and the source or purpose of the funds shall be understood and registered.

2) Individual transactions such as cash remittance, bill exchange, physical precious metals, purchase of financial products and other one-time transactions5The source of the funds to be registered is more than RMB 10,000 yuan.

3) A single one-time transaction of funds and other financial products purchased by a non-account opening institution5If more than RMB yuan, the source of funds shall be registered.

From the above two points, it can be seen that the tax regulation of the country is becoming more and more strict. Only legal operation and legal tax payment can enterprises avoid risks.

The recent national regulation of personal funds new policy

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